What is the Armed Forces Compensation Scheme?

The Armed Forces Compensation Scheme (AFCS) provides compensation for injury, illness, or death caused by
service in the UK Armed Forces on or after 6 April 2005. Psychological injuries are recognised under the
scheme and may arise from operational exposure, prolonged service stress, traumatic incidents, or
cumulative workplace demands.

In mental health claims, decision-makers rely heavily on clear clinical evidence that explains diagnosis,
severity, functional impact, and the relationship between symptoms and service.

Why a psychological report is important in AFCS claims

Psychological injury is often less visible than physical injury. A structured clinical report helps ensure
that symptoms, impairment, and day-to-day consequences are accurately understood.

What an AFCS psychological report typically covers

• Current psychological symptoms and relevant history
• Diagnostic considerations using recognised clinical frameworks
• Consistency between symptoms and service-related experiences
• Severity and functional impact on work, relationships, and daily life
• Clinical opinion presented in a clear, professional format

The role of the clinical psychologist is independent and objective: to provide a reasoned, evidence-based
opinion that supports accurate decision-making.

What an AFCS psychological assessment involves

An AFCS assessment is not therapy and it is not an examination you can pass or fail. It is a structured
clinical evaluation designed to understand your mental health presentation in the context of service.

Trauma-informed practice

Assessments are conducted using a trauma-informed approach. This means the process is paced carefully,
emotional safety is prioritised, and unnecessary detail is avoided.

The assessment may include

• A detailed clinical interview
• Consideration of relevant service and occupational factors
• Use of validated psychological measures where appropriate
• Assessment of functional impact and current coping

Common mental health conditions in AFCS claims

Psychological injury can develop in many ways. Common presentations seen in AFCS-related assessments include:

• Post-traumatic stress disorder (PTSD)
• Depression
• Anxiety disorders
• Adjustment disorder
• Complex trauma responses
• Functional impairment linked to psychological distress

Each individual’s experience is different. A thorough assessment considers the whole clinical picture,
rather than relying on symptom lists alone.

What makes a high-quality AFCS psychological report?

• Clear, structured writing that is accessible to non-clinicians
• Evidence-based clinical reasoning
• Detailed explanation of functional impact
• Balanced consideration of alternative explanations
• Professional, objective tone throughout

Reports prepared to a high professional standard can help reduce misunderstanding and ensure psychological
injury is accurately represented.

What to expect from the process

Before the assessment

• Clear information about purpose, consent, and confidentiality
• Opportunity to discuss any concerns or accessibility needs

During the assessment

• A structured, clinically focused interview
• Careful pacing and respect for emotional wellbeing

After the assessment

• A written psychological report prepared to professional standards
• Optional explanation of findings in clear language
• Signposting to appropriate support if needed

Request an AFCS Psychological Report

If you are thinking about making an AFCS claim involving a mental health condition and require a
professional psychological report, you can make contact to discuss whether an assessment would be
appropriate.